The Massachusetts Property Insurance Underwriting Association (MPIUA) is a residual market insurance association in which all companies writing basic property insurance in the Commonwealth are required to participate with losses shared among the member companies on a premium volume basis. Responding to Federal Legislation, the Massachusetts Legislature in 1968 called for an urban area insurance placement facility and thereby gave rise to MPIUA. MPIUA is also known as FAIR Plan (Fair Access to Insurance Requirements). The FAIR Plan operates similar to that of a normal insurance company in that it underwrites and inspects risks, accepts premium, issues policies and adjusts claims. It has a seasoned professional staff, which provides exceptional service to its clientele.

FAIR Plans are the outgrowth of the national emergency created by three years of rioting in American cities, beginning with the Watts outbreak in 1965. When the rioting of the 1960s suddenly mushroomed to disastrous proportions, the companies found themselves in the position of having to pay losses in excess of $100 million, on which they had collected no specific premium. Although the companies paid these losses, their capacity was severely taxed and their normal riot reinsurance market had dried up. It became obvious that emergency revisions of underwriting and reinsurance procedures were necessary for the future protection of urban property and urban existence.

Insurance

Massachusetts Property Insurance Underwriting Association

Golembeski

John Cantalupa

Jason Cardoso

Victoria Gillespie

Robert Tommasino

David Andrews

The Underwriting Team at the Massachusetts Property Insurance Underwriting Association (MPIUA) is responsible for evaluating and assessing property risks to determine appropriate coverage and premiums. They conduct thorough inspections and analyses, ensure compliance with regulations, and manage policy issuance and claims adjustment. By leveraging their expertise, the team strives to provide fair access to insurance for eligible properties while maintaining the financial stability of the association.

Underwriting Team

Claims Management Team

Leadership Team

Underwriting Team

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Claims Management Team

Leadership Team