Robert Ward is a Product Development and Innovation Manager at MasterCard, where they have been instrumental in implementing prepaid card solutions and serving as an EMV/Chip and PIN subject matter expert since 2012. Previously, they held various roles at the Royal Bank of Scotland and Natwest, specializing in mainframe development and leading software integration projects. Their expertise also includes extensive work in fraud management and product development utilizing languages such as Java, VBscript, and COBOL. Robert is currently pursuing education at Loughton College.
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