Gaurav Kumar, FRM, currently serves as the Director and Head of Credit & Portfolio Management at Maya, overseeing credit operations for the digital bank since August 2022. Additionally, Gaurav is a Council Member at AIM Leaders Council. Previously, from January 2020 to July 2022, Gaurav led data-related initiatives as the Head of Data Science, Data Analytics, and Data Engineering at MobiKwik. Gaurav's extensive experience in risk management includes a Vice President role at NatWest Group focusing on credit risk and machine learning, as well as positions at Citi and EXL. Gaurav's career began at Cisco Systems as a Software Engineer, following a technical internship at Mentor Graphics. Gaurav holds a PGDM in Finance from the Indian Institute of Management Bangalore and a Bachelor of Technology in Electronics & Electrical Communication Engineering from the Indian Institute of Technology, Kharagpur.
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