Midio Invest is a founder-led family office investing at FFF, angel & pre-seed stage promising startups. 

 We focus mostly insurtech and fintech, while remaining open to other AI-driven, visionary startups pushing meaningful industry change. 

To support this, we are also launching in 2026 the Midio Insurance Lab.

It exists for a clear purpose: to close the gap between insurtech ideas and how insurance actually works in the market.

The Lab is built in direct cooperation with a strong B2C and B2B insurance brokerage, Kindlustusest Kindlustusmaakler, with more than 20 years of operating experience. This means startups are not testing concepts in isolation or simulated environments, but within a live insurance ecosystem—with real customers, real distribution, and real constraints.

Who do we back?
Change agents. Builders. Founders and teams who move fast and aren’t afraid to collide with a conservative industry.
Founders using AI, data, and automation to fix broken processes, cut friction, and build products customers actually want.

Midio Invest

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Midio Invest

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