Bill Kral

Bill Kral serves as the President of St. Charles Commercial at Midwest Bankcentre since January 2005, specializing in originating, underwriting, and servicing various commercial loans, particularly in homebuilding and construction. Kral focuses on developing new commercial banking relationships through strategic marketing and achieving growth in loans, deposits, and fee income. Previously, Kral held the role of Assistant Vice President at Commerce Bancshares, Inc. from September 1996 to January 2005, with a concentration in commercial real estate lending. Kral holds a degree in Finance from the University of Missouri-Columbia (1989-1993) and completed the Graduate School of Banking at the Leeds School of Business at the University of Colorado Boulder (2017-2019).