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Ricardo A. Rivera-Cardona

President, MMM Healthcare & MMM Multihealth at MMM Holdings LLC

Ricardo A. Rivera-Cardona has a wealth of professional experience in various leadership roles. Ricardo A.'smost recent position is as President of MMM Healthcare & MMM Multihealth at MMM Holdings LLC, starting in July 2022. Prior to this, they served as the Chief Executive Officer of Refulgent Strategies from February 2017 to July 2022 and as the Chief Executive Officer of Value Based Consulting Services from February 2017 to June 2021. Ricardo A. has also held the position of Executive Director at the Puerto Rico Health Insurance Administration from January 2013 to December 2016 and served as President of COSVI Puerto Rico from March 2008 to January 2013. Additionally, they have experience as the Secretary of the Department of Economic Development and Commerce of Puerto Rico from June 2006 to November 2007 and as the Executive Director of the Puerto Rico Trade and Export Company from January 2005 to November 2007. Earlier in their career, they held roles such as Director of Sales and Marketing at ICI Paints (Puerto Rico) from December 2001 to January 2005, Senior Brand Manager - Neuroscience Division at Eli Lilly and Company (Puerto Rico) from April 2001 to December 2001, and Brand Manager Fabric & Home Care Products (Caribbean) at Procter & Gamble (Puerto Rico) from June 1995 to April 2001.

Ricardo A. Rivera-Cardona completed their Bachelor of Science degree in Electrical Engineering at Cornell University from 1989 to 1993. Ricardo A. then went on to pursue a Master's degree in Engineering Management at Cornell University from 1993 to 1994. In 2015, they attended Columbia University Mailman School of Public Health, where they obtained a Master of Health Administration degree with a focus on Health/Health Care Administration/Management, which they completed in 2017.

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