Michael Bernard

Michael Bernard, CLF, CLU, RICP, has been a Financial Representative at Modern Woodmen of America since September 2005, providing life insurance and investment opportunities to members across Oregon, Washington, Idaho, and North Carolina. In addition to this role, Michael has served as a Regional Director, focusing on life insurance and disability protection for individuals, families, and business owners, and has held the position of Managing Partner, where recruitment and training efforts were a primary responsibility. Michael is also a member of NAIFA since July 2013 and served as the Former President of NAIFA - Sanford from 2012 to 2013. Michael’s educational background includes multiple degrees from The American College of Financial Services, culminating in a Retirement Income Certified Professional designation, and previous experience as the Business Manager of the Campus Store at Bob Jones University from 2002 to 2005.