Tom Richards

Tom Richards is a seasoned technology leader with extensive experience in the FinTech sector, currently serving as CTO at Money Means since October 2024. Previously, Tom held the position of Head of Engineering at Seccl, where oversight of a 50-person department was crucial for API-first development in investment platform operations. Tom's background includes roles as Chief Technology Officer at Ada Fintech, Director of Technology at Redington, and Development Lead at Oxford Computer Group UK, showcasing a strong track record in managing autonomous teams, mentoring senior personnel, and guiding strategic initiatives in SaaS application development. Tom's educational credentials include a BSc in Computer Science with Mathematics from the University of Bath, along with various professional training courses in SQL, team leadership, and agile methodologies.

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Bristol, United Kingdom

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Money Means

Helping people understand money and plan it around life – not the other way around. This is personalised financial planning, advice and education for today. We’re powered by human expertise and built with technology; we’re focused on people, not products, supported by a vibrant community that’s open to all.


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