Ara Thiyagarajah

Ara Thiyagarajah is an experienced professional in credit risk and financial management with a strong background in various leadership roles. Currently, Ara serves as the Director of Credit and Collections and Head of UK Credit Risk at Capital on Tap, where responsibilities include overseeing credit risk strategies and analytics. Prior experience includes working as a Credit Risk Subject Matter Expert at KPMG UK, focusing on model development and risk management framework development. Ara has also held consultancy positions at RBS and a senior analyst role at Strategy Desk, where involvement in unsecured lending product development took place. Ara began a career as a Transport and Emissions Consultant at Imperial College London while earning a PhD in Civil and Environmental Engineering. Education includes a Doctor of Philosophy and a Master of Engineering, both from Imperial College London.