Gareth Murray

Gareth Murray has a diverse work experience spanning various industries. Gareth is currently working at Monzo Bank as the Financial Crime Director - Head of AML & Sanctions since June 2021. Prior to this role, they held the position of Financial Crime Senior Manager - Business Banking at Monzo Bank from September 2020 to June 2021.

Before joining Monzo Bank, Gareth worked at Nationwide Building Society from 2016 to 2020. During their time there, they served as the Head of Financial Crime, Nationwide for Business, where they were responsible for designing, developing, and operating the Fraud, AML, CTF, Sanctions, and ABC risk and control framework. Gareth led a team of Financial Crime SMEs and operations analysts in building and operating a new Financial Crime control framework.

Gareth's earlier experience includes working at Land Intelligence Fusion Centre as an Intelligence Production Manager from 2014 to 2015 and serving in the British Army from 2007 to 2015. Within the British Army, they held various roles such as Intelligence and Risk Senior Analyst, Security and Risk Manager, and Operational Risk Intelligence Analyst.

In 2012, Gareth worked at 2 Military Intelligence Battalion as a Senior Intelligence Exploitation Analyst.

Throughout their career, Gareth has demonstrated expertise in financial crime, risk analysis and management, intelligence support, and advanced analytics systems.

Gareth Murray completed their education from 2002 to 2005 at The University of Salford, earning a BA (Hons) degree in Contemporary Military and International History. In addition to their degree, Gareth also obtained various certifications, including the ICA Advanced Certificate in Managing Sanctions Risk - Distinction from the International Compliance Association in January 2018, the ICA International Diploma in Money Laundering - Distinction in March 2016, the Management of Risk certification from APMG-International in September 2015, and the PRINCE2 certification from AXELOS Global Best Practice in July 2015.