Ray Garnica

Ray Garnica is a seasoned finance professional with extensive experience in investment management and client advisory roles. At Morgan Stanley, Ray holds the position of Senior Vice President, serving as an International Client Advisor, Portfolio Manager, and Financial Advisor. Previously, Ray worked at Standard Chartered Bank as a Director specializing in investments and portfolio management. Additionally, Ray has held positions as Vice President and Regional Manager at Bank of the West and as Vice President at Northern Trust Corporation. Ray's diverse expertise across leading financial institutions highlights a strong background in driving client success and managing investment portfolios.