Toby Fox

Toby Fox is currently the AVP and Underwriter for Environmental Liability at Mosaic Insurance, a position held since July 2023. Previous experience includes founding and managing Crm Capital Ltd, an e-commerce business focusing on online arbitrage through Amazon FBA, from January 2022 to October 2024, where Toby successfully transformed a concept into a six-figure revenue operation. Additionally, Toby served as an Environmental Underwriter at Chubb from May 2022 to July 2023, and worked as a Junior Account Handler at Howden Insurance Brokers Limited between January 2021 and May 2022. Early career experience includes brief placements with AECOM and LC Energy providing exposure to Environmental Impact Assessment (EIA) processes and energy solutions. Toby holds a Bachelor of Science degree in Environmental Science from the University of Southampton, earned between 2017 and 2020.