Mariam Nikolova, MPAc, is an accomplished product manager currently employed at Mountain America Credit Union since April 2024, with prior experience at emerchantpay as a product manager, where involvement included the Genesis product management team focused on integrations, improvements, and automation. Prior roles include a senior FP&A analyst at Paysafe Group, financial operations specialist at Taulia Inc., FP&A analyst at Myriad Genetics, and core assurance intern at PwC. Mariam's experience also encompasses forensic accounting as an accounting analyst at Sage Forensic Accounting, and various internships during academic tenure, including at the U.S. Department of Justice. Mariam holds a Master’s Degree in Professional Accountancy from the University of California, Davis, and a Bachelor's Degree in Accounting from the University of Utah.