M&T Bank
Carolann Spafford, CMB has extensive experience in commercial and industrial banking, specializing in middle market clients. Carolann has held various positions in mortgage origination, underwriting, and portfolio management. Carolann has also served as the President of the Vermont Mortgage Bankers Association and has a strong educational background in mortgage banking and leadership. Currently, Carolann holds the position of Senior Vice President, Portfolio Management Team Lead II at M&T Bank.
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