Vivek Simkhada currently serves as a Credit Risk and Analytics professional at Mudflap since September 2025. Prior experience includes roles in Credit Risk and Analytics at Robinhood from July 2023 to September 2025, and a brief tenure in Credit Risk at X1, which was acquired by Robinhood. Vivek also held a position in Risk Management at Willa from May 2022 to April 2023, and spent several years at Capital One in various capacities including Business Manager for Credit Limit Increase and Decrease Programs, as well as positions in Decision Sciences from December 2014 to April 2022. Earlier experience includes working as a Data Scientist at the Center for Agribusiness Excellence (CAE) with a focus on crop yield patterns, and as a Data Analyst at Tarleton State University. Vivek holds a Master's degree in Mathematics with an emphasis on Data Mining from Tarleton State University, as well as dual bachelor's degrees in Economics and Mathematics from the University of Minnesota.
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