David Smith

National Cooperative Bank is a values-based bank serving cooperatives, member organizations and socially responsible people with a special emphasis on low income areas. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, energy and housing solutions to the nation’s communities that are most in need. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche – people who join together cooperatively to meet personal, social or business needs, especially in low-income communities. Our Impact NCB has provided billions in capital. Yet, to measure our true success, we look to what we have helped create over our history -- thousands of homeownership opportunities, vital member-owned cooperative businesses, community choices in education, quality health care facilities, renewable energy solutions, cultural centers and much more. Our Work Environment As a boutique bank with a special commitment to community, NCB attracts a team of professionals interested in “more than just a banking career.” Our Cooperative Heritage Cooperatives are based on the values of self-help, self-responsibility, democracy and member-equity. In the tradition of our founders, cooperatives believe in conducting business in a responsible, ethical, and honest manner with the foremost commitment to improve the quality of life in the communities we serve.