Harmen Kleinlugtenbelt is an experienced financial risk management professional with a career spanning over 17 years. Currently serving as Team Manager Financial Risk at Nationale-Nederlanden since December 2017, Kleinlugtenbelt previously held the position of Senior Financial Risk Manager at Delta Lloyd from September 2016 to December 2017 and at Delta Lloyd Bank from November 2013 to September 2016. Prior experience includes roles at ABN AMRO Verzekeringen, where Kleinlugtenbelt progressed from Junior Specialist ALM & Treasury to Specialist ALM and finally to Financial Risk Manager between June 2006 and October 2013. Academically, Kleinlugtenbelt holds a Master's degree in Investment Management from Vrije Universiteit Amsterdam and an Ir. degree in Industrial Engineering & Management with a specialization in Financial Engineering & Risk Management from the University of Twente.
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