Ruchika Panesar

Ruchika Panesar is the Chief Digital and Information Officer and Country Head for NatWest Group India, where they lead strategic initiatives aimed at delivering exceptional customer experiences. Previously, they served as Vice President at American Express, overseeing engineering teams across multiple regions and managing key technology products and platforms. Ruchika's extensive background includes roles such as Director of Technology and Chief of Staff of Technology, where they contributed significantly to the organization’s technology strategy and risk management solutions. They hold a Bachelor's degree from Panjab University and are pursuing a Master's degree at the Institute of Management Technology, Ghaziabad.