Lincoln M. possesses extensive experience in banking and financial operations, having worked at the National Bank of Umm Al Qaiwain P.S.C since March 2010 in the role of Bank Operations-CPU, focusing on processing customer salary disbursement requests. Prior to this position, Lincoln served as a Senior Processor/Document Controller at Mashreqbank from October 2008 to March 2010, where responsibilities included processing credit card applications and maintaining customer records. Lincoln's career began at Jumuia, where from July 2005 to July 2008, duties encompassed accounts payable/receivable and procurement, emphasizing billing, payment collection, and account reconciliation. Educational qualifications include a Degree in Business Administration with a major in operations management from St Pauls University, Limuru, obtained between 2004 and 2007.

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National Bank of Umm Al Qaiwain (P.S.C), is Licensed by the Central Bank of the UAE

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National Bank of Umm Al Qaiwain is a Public Shareholding Company incorporated in Umm Al Qaiwain by Amiri Decree Number (1) on January 5, 1982 issued by His Highness, the Ruler of Umm Al Qaiwain and commenced its operations with effect from August 1, 1982. The Local government of Umm Al Qaiwain is the largest shareholder and promoter of the bank. The bank is engaged in providing retail and corporate banking services through a network of 12 branches in U.A.E. The Bank carries out Islamic banking operations through Islamic Banking window established in 2005 across its branch network. The bank maintains consistently high capital adequacy and liquidity ratios which demonstrate the financial resilience developed through robust corporate governance and financial disciplines. The address of the Bank’s Registered Head Office is Post Box Number 800, Umm Al Qaiwain, United Arab Emirates and is located on King Faisal Road, Umm Al Qaiwain.


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