Michael Carpenter

Michael Carpenter is the Vice President of Risk Management at Ncontracts, a company specializing in vendor, compliance, and risk management solutions for over 4,000 financial institutions. With extensive experience in the financial sector, Michael previously held key positions such as Solutions Architect at Fortera Credit Union, VP Enterprise Risk Management Officer at S Bank, and VP Business Banking - AML/KYC Manager at JPMorgan Chase. Michael's background includes managing AML/KYC teams, authoring BSA policies, and performing Enhanced Due Diligence Reviews at KeyBank. Michael also served as a Sergeant in the U.S. Army from 1996 to 2003. Michael holds multiple professional designations, including CAMS, NCRM, NCCO, and NCVMP.