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Laura Hayes

Interim Chief Credit Officer at Nelnet Bank

Laura (Rexwinkel) Hayes has a diverse range of work experience. Laura currently holds the position of Director - Portfolio Risk at Nelnet Bank, a role they have been in since December 2022. Prior to this, they served as a Portfolio Risk Manager at Nelnet Bank from November 2020 to December 2022.

Before joining Nelnet Bank, Laura worked at American Express for over a decade. Their roles at American Express included Finance Manager, Forecasting and Analytics, where they performed financial planning and analysis for US Banks, and Manager, Credit Strategy, where they managed high line accounts and collateral programs. Laura also worked as a Commercial Underwriter, Credit Operations, analyzing business customers and reducing risk.

Laura has also held positions at Silver State Bank, California Bank & Trust, First Regional Bank, National Bank of Arizona, BlueWater Resort & Casino, and Edward Jones. At these companies, they gained experience in SBA loan underwriting, commercial loan underwriting, credit analysis, payroll management, and branch office administration.

Overall, Laura's work experience showcases their expertise in risk management, financial planning and analysis, credit strategy, underwriting, and administration.

Laura Hayes obtained their Bachelor of Business Administration (BBA) degree in Business Administration and Management from Arizona State University in 2001. Laura then pursued their Master of Business Administration (MBA) degree in Accounting from the University of Phoenix, from 2005 to 2008.

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