Meredith Smith

Meredith Smith is an experienced finance professional currently serving as the Chief Credit Officer at New Horizon Bank since September 2023. Previously, Meredith held the same title at Virginia Community Capital from October 2020 to September 2023, focusing on secondary loan approvals for a diverse range of commercial credits. Prior to that, Meredith worked as a Senior Credit Officer at Virginia Commonwealth Bank, managing the Credit Administration Department and overseeing credit risk and analysis. Meredith's extensive experience also includes a role as Senior Credit Officer and Commercial Loan Officer at Bank of Lancaster, where responsibilities encompassed managing credit risk and maintaining client relationships. Meredith holds an MBA from Liberty University and a BS in Business Administration from the University of Mary Washington, along with training from the Virginia Bankers School of Bank Management.