Charles Westerby is an experienced product management professional with a strong background in embedded finance and digital innovation. Currently serving as the Head of Product for Embedded Finance at NewDay since August 2016, Charles leads a team dedicated to developing NewDay’s Digital Embedded Finance offerings, focusing on product innovation and customer experience. Previous roles at NewDay include Senior Product Manager for Instalment Plans and Senior Manager for Balance Growth, where Charles contributed to the optimisation of the Balance Transfer programme. Prior experience encompasses various product management and commercial roles at notable financial institutions such as Barclaycard, Lloyds Banking Group, Post Office, and Yorkshire Bank. Charles holds a BA (Hons) in Marketing from the University of Huddersfield.