Niyam (नियम) is a Sanskrit word denoting discipline and observance, anchored in purpose and intention. It represents a framework of principles centred on ethical conduct, inner purity, and self-mastery.

Niyam Group embodies these principles as a purpose-led reinsurance group, focused on disciplined underwriting, long-term capital, and strengthening businesses to build economic resilience across India and high growth markets. 

Our vision is anchored in 2047, reflecting a long-term commitment to building an institution of value and relevance. It is inspired by Viksit Bharat 2047, India’s ambition to become a developed nation by the centenary of its independence.


About Niyam 

We are establishing a future-ready reinsurance group in India, grounded in underwriting discipline, enabled by technology, and connected to global capital to support domestic capacity and enhance economic value.

1. Lloyd’s syndicate 2047
Our syndicate 2047 will bring AA- rated reinsurance capital to strengthen the insurance markets in India and high growth markets.

2. Underwriting  
We offer treaty and facultative capacity across all non-life general insurance classes, on both proportional and non-proportional bases. 

3. Leadership 
Our team brings deep experience, a long-term perspective, and a strong commitment to serving the markets in which we operate.

Niyam Group

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