Josef Vodicka

Josef Vodicka is a seasoned data scientist currently employed at NN Group since December 2023. Prior to this role, Vodicka served as a risk analytics and underwriting expert at Home Credit International from September 2019 to June 2023, where responsibilities included oversight of credit underwriting rules and risk indicators in Indonesia. Notably, Vodicka led teams in credit risk models at Česká spořitelna and held the position of Head Credit Portfolio Analyst at Komerční banka, overseeing the credit risk process and managing analysts. An extensive background in quantitative analysis was established at Societe Generale as a Lead Quantitative Analyst, focusing on credit risk models under Basel II requirements. Vodicka's career began as a scorecard developer at Komercni banka, following an academic foundation with an MSc in Mathematics, specializing in probability and statistics from Czech Technical University in Prague.