In Australia, we estimate that one in five people require a non conforming loan as they are unable to obtain credit from a traditional lender. Often this is through no fault of their own and may be due to the tightening of lending criteria, risk profile of lender, change of policy of bank or automatic decline by credit score or Mortgage Insurance. Other reasons may be because of bad credit or for the Self Employed Australian who can not prove their income through traditional means may qualify for a low doc loan.

NonConformingLoans

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