Matthew Houser

Matthew Houser is an accomplished financial professional with extensive experience in commercial underwriting and credit management. Currently serving as the Senior Vice President Underwriting Manager at Oakwood Bank since June 2017, Matthew established the underwriting group and oversees commercial loan requests, focusing on cash-flow and credit analysis. Prior roles include Senior Underwriter at Northstar Bank, where Matthew specialized in comprehensive underwriting of commercial loans, and Commercial Credit Underwriter at Green Bank, managing loan reviews and regulatory compliance. With a career beginning as a Credit Analyst at Regions Bank, Matthew has consistently contributed to the underwriting and credit sectors, demonstrating a strong ability to analyze market trends and structure loans effectively.