Oconee Federal Savings and Loan
Cindy Swafford has held various senior leadership roles in the banking industry, including positions as Senior Vice President and President/Owner. Throughout their career, Cindy has specialized in business development, commercial lending, mortgage lending, and customer service. Cindy has worked for well-known banks such as Bank of America, Seneca National Bank, and Community First Bank SC, and currently serves as Senior Vice President at Oconee Federal Savings and Loan.
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Oconee Federal Savings and Loan
Oconee Federal Savings and Loan Association is a federally chartered savings and loan association headquartered in Seneca, South Carolina. Oconee Federal Savings and Loan Association was originally chartered by the State of South Carolina in 1924 as Seneca Building and Loan Association. In 1958, it changed its name to “Oconee Savings and Loan Association” and in 1991 it converted to a federal charter under the name “Oconee Federal Savings and Loan Association.” Oconee Federal Financial Corp. is a federally-chartered corporation that was incorporated in January, 2011 to be the mid-tier stock holding company for Oconee Federal Savings and Loan Association in connection with the mutual-to-stock conversion of Oconee Federal Savings and Loan Association. Our principal business consists of attracting retail deposits from the general public in our market area and investing those deposits, together with funds generated from operations, in one‐ to four‐family residential mortgage loans and, to a much lesser extent, non‐residential mortgage, construction and land and other loans. We conduct our business from our main office, our executive office annex and seven branch locations in South Carolina and Georgia.