OnDeck Australia
Ryan Michigan, PhD, is a seasoned professional with extensive experience in credit strategy and data analytics across the financial services sector. Currently serving as the Director of Credit Strategy at OnDeck Australia since September 2019, Ryan Michigan focuses on the full customer cycle, implementing strategic initiatives and providing data-driven insights. Previously, Ryan Michigan held the position of Sr. Manager Credit Strategy at Novantas and served as an independent consultant, where insights and results were delivered using rigorous data analytics. With a solid foundation established at Capital One as a Sr. Business Manager, along with consulting roles at The Boston Consulting Group, Ryan Michigan has contributed significantly to organizational transformations and created innovative strategies in risk management. Educational credentials include a PhD and MPhil in Corporate Strategy and Organizational Theory from Columbia Business School, along with an MBA from the Indian Institute of Management Ahmedabad and a B.Sc. in Physics from St. Xavier's College.
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OnDeck Australia
OnDeck is the proven leader in transparent online lending to small business. In 2021, OnDeck launched the KOALA Score™, a risk-prediction model that draws on big data, sophisticated credit algorithms, plus data from multiple credit reporting agencies to approve more Australian SMEs for business finance. Today, OnDeck offers a range of term loans developed to better suit the needs of small business owners. Underlining its focus on lending innovation to small business, OnDeck also launched Lighting Loans in 2021. Requiring just six months of recent bank statements and no asset security, Lightning Loans are allowing SMEs to access up to $100,000 in as fast as 2 hours. Since launching in 2015, OnDeck has championed the financing needs of business owners in many different industries across Australia, pioneered the SMARTBox™ to promote transparency and has a 5-star customer rating from Trust Pilot. For more information, visit www.ondeck.com.au