OnlineCreditRepair.com is a Metro 2 compliance-focused credit repair company founded in 2020 by Kevin Romero, headquartered in Riverside, CA. We help members across 49 states stop getting turned down and start getting approved - for homes, cars, business funding, and more.

Unlike most credit repair companies that send recycled dispute letters bureaus auto-dismiss, we build every dispute strategy around Metro 2 compliance - the actual data-reporting standard furnishers are legally required to follow. The result: real removals, faster.

Our founder Kevin Romero (@kevinthecreditguy) started this company after spending years with a credit score under 500. He rebuilt his own credit from the ground up during the COVID-19 lockdown, then turned what he learned into a service for everyone still being told no.

Family-run and faith-led, we operate with full transparency and personal accountability on every call and every file. Kevin's father and brother work alongside him daily.

We offer personal credit repair, business credit building, and free tri-bureau credit analysis - no card required. Rated 5.0 stars on Google with 70+ reviews and 2,400+ members served.

OnlineCreditRepair.com

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OnlineCreditRepair.com

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