Timo Lehmus

Timo Lehmus is an accomplished professional in financial risk management with extensive experience at OP Financial Group since August 2018, where Timo serves in multiple leadership roles, including Head of Credit Risk Control and Regulation, Head of Credit Risk Development, and Head of Strategic Risk Management Development. Timo has directed the Internal Ratings Based approach program and managed the product vision and customer journey for secured consumer loans. With prior consultancy experience at BearingPoint and a strong academic background, including advanced degrees from Aalto University and a program at Stanford University, Timo has contributed to various digital projects across industries, demonstrating expertise in both financial services and digital transformation initiatives.