Richard C.

Richard C. is an accomplished finance professional with experience in credit analysis and portfolio management. Currently serving as a Credit Portfolio Manager at Optus Bank since June 2022, Richard previously held positions such as Senior Credit Analyst and Commercial Credit Analyst at First Community Bank of South Carolina. Richard's extensive background includes roles as a Financial Credit Analyst at Access to Capital for Entrepreneurs, where responsibilities included analyzing loan information and developing investor relationships, as well as a Loan Operations Specialist, where compliance and data quality control audits were performed. Richard has also interned with DIRTT Environmental Solutions, managed energy consumption reduction initiatives at Berea College, contributed to economic development efforts, and participated in entrepreneurship programs. Richard holds a Bachelor of Business Administration in Finance from Berea College and has pursued additional education in Chinese Language and Literature.