Nicolas Munoz

Nicolas MUNOZ has extensive experience in financial risk management, particularly in the banking sector. Currently serving as Directeur des risques financiers at Orange Bank since January 2017, Nicolas has defined credit granting policies, monitored acceptance and performance metrics, and contributed to the launch of new products while collaborating with various teams. Previously held roles include Credit Risk Project Manager and Chargé de clientèle entreprises et collectivités, managing substantial client portfolios and overseeing risk management processes. Nicolas worked at Groupama Banque and Société Générale, where responsibilities included client relationship management and the development of financing offers. Nicolas holds a degree from TBS Education, specializing in banking.