Pacific National Bank
Cristian Almendarez is an experienced finance professional with a robust background in credit underwriting and analysis. Currently serving as the Credit Underwriting Team Lead at Pacific National Bank since September 2021, Cristian previously held the position of VP & Senior Credit Underwriter at U.S. Century Bank, where responsibilities included conducting thorough research and credit assessments for commercial loan transactions. Additional roles include Senior Credit Analyst at Popular Community Bank and Lender/Relationship Manager at TotalBank, where efforts focused on managing loan portfolios and supporting business growth. Cristian began the banking career as a Personal Banking Specialist at BankAtlantic, contributing to branch operations and customer service. Cristian holds a Master of Science in Finance and a Bachelor of Business Administration in Finance from Florida International University.
This person is not in the org chart
Pacific National Bank
Pacific National Bank opened in 1982 as an Edge Act bank in Miami, Florida and in 1985 converted its charter to a National Bank charter issued by the Office of the Comptroller of the Currency (“OCC”). Also known as PNB, the Bank operates as a full service commercial bank serving the domestic and foreign clients. Pacific National Bank's deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”), the Bank is a Federal Reserve member bank, and operates multiple branches in Miami-Dade County, Florida. PNB is headquartered at 1390 Brickell Avenue, Miami, Florida, and is the 20th largest bank headquartered in Miami-Dade County based on assets. PNB received a Superior Rating of 5 stars from Bauer Financials, Inc. (www.bauerfinancial.com) .