Cristian Almendarez

Cristian Almendarez is an experienced finance professional with a robust background in credit underwriting and analysis. Currently serving as the Credit Underwriting Team Lead at Pacific National Bank since September 2021, Cristian previously held the position of VP & Senior Credit Underwriter at U.S. Century Bank, where responsibilities included conducting thorough research and credit assessments for commercial loan transactions. Additional roles include Senior Credit Analyst at Popular Community Bank and Lender/Relationship Manager at TotalBank, where efforts focused on managing loan portfolios and supporting business growth. Cristian began the banking career as a Personal Banking Specialist at BankAtlantic, contributing to branch operations and customer service. Cristian holds a Master of Science in Finance and a Bachelor of Business Administration in Finance from Florida International University.