Panacea Financial
Josh McSpadden is a seasoned professional in finance and healthcare management, currently serving as Regional Healthcare Manager at Panacea Financial since October 2024. Prior experience includes roles as Business Development Manager in the Practice Finance Group at Wells Fargo from October 2019 to October 2024, Vice President and Regional Director of Practice Finance at Zions Bank from April 2015 to October 2019, and Senior Vice President in Commercial Banking at Citi from August 2012 to April 2015. Josh McSpadden's career began with participation in the Commercial Lending School at the California Bankers Association in 2012. Educational credentials include a degree in Kinesiology, Exercise Science from California Baptist University, completed between 2000 and 2003.
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Panacea Financial
Panacea Financial offers financial services for doctors, by doctors. Doctors and doctors-in-training each occupy a unique financial space: despite the opportunity for success, roadblocks like inadequate cash flow, loan debt, and huge upfront costs limit access. So we’ve built a financial company entirely for doctors and doctors in training – tailoring our financial approach and products specifically for you. Our specialized suite of financial products give you greater freedom to forge your future with specially tailored loan and checking/savings options. By reducing financial barriers and burdens, we ensure that all doctors have increased capacity to serve their patients and the population at large. As residents we found it difficult to cover costs of training, interviewing, or even an unexpected life cost without having to use a credit card, ask friends/family for money, or find a co-signer for a high-interest loan. It was frustrating that although we were entrusted with so much in patient care we could not find a lender that could look past our high debt burden, low trainee salary, and limited credit history to see us as a trustworthy borrower. We created Panacea Financial as a solution to meet the specific financial needs of medical professionals including trainees. Our mission is to alleviate your financial concerns, allowing you to practice unburdened. Powered by Primis, we offer services in all 50 states, Washington DC, and Puerto Rico.