A seasoned banking & financial services industry professional with over 30 years of diversified international experience across the Middle East & South Asia markets encompassing Consumer Banking, Products & Systems Development, IT Systems Management, Strategic Planning, Sales Management, Treasury, Investments, Financial Control, Compliance, Internal and External Audit functions across several leading regional and global institutions. His previous employers included National Bank of Abu Dhabi, Union National Bank, MasterCard International Inc., Ernst & Young & Price Waterhouse Coopers. T. K. Raman is an outstanding communicator & presenter with leadership skills derived from a combination of formal Toastmasters training and years of practice. An avid relationship builder, a shrewd negotiator and an admirable integrator with a collaborative management style, he is credited with building successful cross-functional teams that have delivered outstanding results. He joined Finance House in December 2009 as Group Chief Financial Officer.