Araz Mammadov Arm

Araz Mammadov's work experience begins in 2014 as an intern in the Customer Service department at AccessBank Azerbaijan. Araz then worked as a Consumer Loans Specialist at Expressbank ASC from June 2014 to July 2015. Araz joined PASHA Insurance OJSC in February 2017 as a Junior Risk Management Specialist, later progressing to the role of Risk Management Specialist from August 2019 to June 2020. Araz then served as a Senior Risk Management Specialist from June 2020 to June 2021 before being appointed as the Head of Operational Risk Management Division in June 2021.

Araz Mammadov pursued their Bachelor's Degree in Economics from Kocaeli University, starting in 2007 and completing it in 2012. During their academic journey, they also participated in the Erasmus Programme at the University of Food Technologies in Plovdiv, Bulgaria, from 2011 to 2012, delving further into the field of Economics.