Dan Smith is an accomplished Procurement and Supply Chain Director with extensive experience across various sectors. Currently at Pay.UK since November 2018, Dan leads procurement, supply chain management, and third-party risk management for UK retail payment operations. Prior to this, Dan held multiple senior roles at Direct Line Group, overseeing procurement for technology and business process outsourcing, and played a pivotal role in the separation of the Royal Bank of Scotland's insurance business. Earlier career experiences include leading software sourcing at Capgemini, managing global technology outsourcing at Barclays Bank, and holding a corporate buyer position at Orange. Dan holds a Postgraduate Certificate in Business Management from the University of the West of England.