PAYBACK
Michael Z. has extensive experience in product ownership and consulting, currently serving as a Product Owner at PAYBACK since January 2016. Prior roles include Project Manager at Deutsche Bank and Product Owner/Scrum Master at A1 Telekom Austria AG, where responsibilities included leading development teams and managing project specifications using Jira and Confluence. Michael's earlier work includes consulting positions at Onlinebrocker Deutschland, Telekom Austria, and T-Online, focusing on CRM and Oracle systems, as well as cross-border communication and performance analysis. Michael holds a degree in Electrical Engineering and Physics from Hochschule München University of Applied Sciences and completed training as a Büroinformationselektroniker.