Yuchen Zhang

Yuchen Zhang is a seasoned professional in credit risk strategy, currently serving as Senior Manager of Venmo Credit Risk Strategy at PayPal since May 2016, where responsibilities include building and optimizing a high-performance analytics team to enhance customer experience and credit risk outcomes. Prior to PayPal, Yuchen held various roles at Discover Financial Services from September 2012 to April 2016, including Project Manager of Credit Risk Management, where efforts significantly improved underwriting strategies and reduced manual reviews. Yuchen holds a Master's degree in Statistics from Harvard University and a Bachelor of Business Administration in Actuarial Science/Math from the University of Wisconsin-Madison.