Payten
- Alma Kratovac
Alma Kratovac serves as the General Manager and CEO of Payten since May 2023, previously holding director roles at ESP BH and ProCredit Bank BiH. With extensive experience in leadership positions, Alma has effectively managed teams and executed strategic plans to enhance brand awareness and financial goals across multiple organizations, including Diners Club BH as General Manager and Oriflame Cosmetics as Country Manager. Alma holds a PhD in Economic Science, specializing in Banking, Corporate Finance, and Securities Law from Nezavisni Univerzitet Banjaluka, along with various certifications in Lean Management and international business. Additionally, contributions to the banking and finance sector include serving as President of the Banking and Finance Committee in AmCham Bosnia and Herzegovina.
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Payten
Payten provides complete payment industry solutions, for non-financial and financial institutions, supporting card and card-less transactions. We run our business in South Eastern Europe, Spain, Portugal, Andorra, Columbia, Peru, Dominican Republic and Egypt and are actively selling on other markets. The offering includes solutions for eCommerce, mPayments, Processing as well as ATM and POS related services. We deliver software and services including outsourcing and equipment, providing highest level of expertise, maintenance and support through the entire portfolio. Payten in numbers: • Close to 150 clients relying on ASEE POS/ATM services and apps • 65+MM eCommerce transactions processed per month and active outside SEE region • 5,5+MM tokenization transactions processed per month • 15+MM card transactions processed per month • 9,500 + ATMs successfully maintained • 600,000 POS units in 16 countries Although Payten brand is new in the Asseco group it has a track record of strong performance and satisfied clients of the Asseco South Eastern Europe Payment Business Unit it has derived from. It is a member of the Asseco South Eastern Europe group (ASEE), a leading IT provider in the SEE region in terms of the revenue derived from its own software and services. Covering 22 countries, ASEE is the top player for banking and strong in other industrial verticals. It employs more than 2755 employees and is part of the Asseco Group, which ranks among top ten software vendors in Europe.
