Manju Agarwal

Manju Agarwal, is an Independent Director of the Paytm Payments Bank.

Manju Agarwal has over 34 years of experience in Retail Banking at Operations, Policy and Strategy level in State Bank of India, India's largest Bank. During her 34 years stint with SBI, she has worked in various roles, important being General Manager (Network) Delhi, Chief General Manager (Rural Business) and Dy Managing Director and Chief Operating officer. Her last assignment with SBI was Dy Managing Director Digital Banking & New Businesses.

She has extensive experience in retail banking agriculture business and financial inclusion also have extensive experience in digital payments. She also headed Merchant Acquiring Business, Debit Card Strategy and Transaction, Rural Business in SBI including Financial Inclusion, SBI's Govt Banking Business, a very large Network of branches and Centralised Processing Cells in Uttarakhand and Western UP- was responsible for their business, administration and customer service.