Michelle Davis

Michelle Davis is a seasoned Senior Mortgage Underwriter with extensive experience in the mortgage industry, currently serving at PENNYMAC since May 2023. With previous roles at Home Point Financial and Stearns Lending, Michelle has demonstrated expertise in assessing borrower creditworthiness, ensuring compliance with lending regulations, and managing substantial loan pipelines. Michelle's background includes conducting internal quality control audits and performing compliance audits during tenure at Wells Fargo Home Mortgage, while also collaborating with sales teams to enhance operational performance. Michelle holds a Bachelor's degree from Cleveland State University and is certified in Massotherapy by the Ohio State Medical Board.