Teodora Toma

Teodora Toma is an experienced professional in the financial services sector, currently serving as the Managing Director of Pens3a and the Deputy Managing Director of Freizügigkeitsstiftungen at PensExpert AG since September 2015. Toma's expertise encompasses roles as a responsible client manager, specialist in occupational pension schemes, and administrative officer in the same field. Additionally, since June 2021, Toma has held the position of examination expert for certified financial advisors with the IAF. Previous work experience includes a role at Stadt Luzern from August 2012 to August 2015, during which training was completed as a commercial clerk. Toma's educational background includes several advanced certifications in business management, leadership, change management, and financial planning from recognized institutions such as HWZ University of Applied Sciences in Business Administration and KV Luzern Berufsakademie.