Pepkor Payments and Lending
Michelle J. is an experienced Chief People Officer and Human Resources professional with a background in retail, finance, and consulting industries. With a strong focus on strategic HR management, Michelle has successfully managed HR operations, employee engagement, talent acquisition, performance management, and compliance across various organizations. Michelle holds a Bachelor of Technology Degree in Human Resources Management and is currently pursuing a Senior Management Development Programme at Stellenbosch Business School.
Pepkor Payments and Lending
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Pepkor Payments and Lending, is a division of Pepkor Trading (Pty) Ltd, that incorporates personal loans and store credit operations of Pepkor through two registered credit providers namely, Capfin and Tenacity Financial Services, a division of Pepkor. We have a diverse Executive team who is responsible for the strategic direction of Capfin and Tenacity, which have grown into successful businesses over the past 15 years. We work with amazing talent and saw an opportunity to create further value in combining our specialized skills and unlocking synergies to exponentially grow the two businesses. It made absolute business sense to create PPL as a shared central support structure that could deliver specialised and innovative payments and lending solutions to boost the business's operational efficiencies, productivity, and profits. This coming-of-age union also supports future growth in the payments and lending space, which will become apparent over time.