Pepkor Payments and Lending
Randall Carolus is an experienced product and business analyst with a diverse background in product management, requirements elicitation, and business solutions design. Currently serving as a Product Manager and Product Owner at Pepkor Payments and Lending since May 2023, Randall has previously held senior roles at DigiOutsource and Glacier by Sanlam, focusing on stakeholder management and requirement definitions. Earlier experience at Capitec Bank and Grant Thornton South Africa involved system testing, solution delivery, and feasibility studies. Randall's career began at Absa, where responsibilities included project management and customer experience analysis. Educational credentials include a Bachelor of Commerce (Honours) in Information Systems and a Bachelor of Commerce from the University of the Western Cape.
Pepkor Payments and Lending
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Pepkor Payments and Lending, is a division of Pepkor Trading (Pty) Ltd, that incorporates personal loans and store credit operations of Pepkor through two registered credit providers namely, Capfin and Tenacity Financial Services, a division of Pepkor. We have a diverse Executive team who is responsible for the strategic direction of Capfin and Tenacity, which have grown into successful businesses over the past 15 years. We work with amazing talent and saw an opportunity to create further value in combining our specialized skills and unlocking synergies to exponentially grow the two businesses. It made absolute business sense to create PPL as a shared central support structure that could deliver specialised and innovative payments and lending solutions to boost the business's operational efficiencies, productivity, and profits. This coming-of-age union also supports future growth in the payments and lending space, which will become apparent over time.