Miguel Luis Valdez is an experienced actuarial consultant currently working at Perr&Knight since September 2023. Miguel previously served as an actuarial data analyst at Pacific Blue Cross from October 2021 to September 2022, where responsibilities included collaborating with cross-functional teams and preparing data for analysis. Prior experience includes a role as a data scientist at Manulife, focusing on customer behavior analysis and providing data-driven recommendations, and as a data analyst at Innovative Ventures & Financing Co., ensuring data integrity and supporting analytical needs across various teams. Miguel began a career in actuarial science as an actuarial associate at Westcoast Actuaries Inc., where contributions involved calculating insurance metrics and participating in financial modeling. Educational credentials include a Master of Science in Data Science from the Asian Institute of Management and a Bachelor of Science in Statistics and Economics from Simon Fraser University.