Joy Yoel

Joy Yoel has extensive experience in the finance sector, currently working at Perum Perumnas since December 2012, focusing on cash flow reporting. Previously, Joy served as a Finance Consultant at Central Capital Lending from January 2011 to September 2012, where responsibilities included advising clients on capital inclusion. Joy also held the position of Test Supervisor at PT Matahari Putra Prima for a brief period in 2011, analyzing company sales performance. Educational qualifications include an Associate of Arts and Sciences degree in Accounting from STIE NUSA BANGSA (2011-2013) and an Associate's degree in Banking and Financial Support Services from Politeknik Negeri Medan (2008-2011), along with a high school diploma from SMA Negeri 17 Medan (2005-2008).