Bjorn Birkmann is an experienced professional in credit risk advisory and business development, currently serving as Director at PFS Group S.L. since January 2019, where leadership includes managing a team for loan due diligence and servicer reviews in Spain and Italy. Previously, at Situs from October 2014 to December 2018, Bjorn chaired a team that assessed and underwrote substantial credit portfolios. Bjorn’s extensive career also includes roles such as Executive Director at Kripda Consulting SL, Director at Clayton Euro Risk, and Managing Director at Assetgate Servicing Spain S.L. Bjorn has a strong foundation in banking through managerial positions at Caixa Catalunya and Banca March, beginning a career as a Financial Advisor at norisbank AG. Educational qualifications include a Bachelor's Degree in European Economy from AKAD University Rendsburg and a Master of Tax Assessment from Centro de Estudios Financieros Madrid.