Henriette Los has extensive experience in business consulting and project management, currently serving as a Senior Business Consultant at PGGM since September 2000. In this role, Henriette identifies customer priorities, conducts intake assessments, researches solutions, and supports project implementations. Previously, Henriette held the position of Product Owner, focusing on billing and collection in an agile environment, collaborating with stakeholders to develop vision and story maps, as well as managing backlog prioritization. Henriette's professional background also includes roles as a Business Consultant, Senior User Transitions, Team Manager BAS Personen, Manager III Retail Banking, and Specialist in Pension Management. Earlier in the career, Henriette worked as a Medical Analyst at Weezenlanden hospital. Henriette holds a degree in HBO, HLO from Hogeschool van Utrecht, and completed studies at Atheneum Louise de Coligny in Leiden.